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The Universe Doesn't Respond to Good or Bad - Part 2

“Good” and “bad” are mental constructs the mind uses to feel in control, not reflections of how reality actually operates. How to fix it: regulate your nervous system, stop over-explaining, act before doubt spirals, and align de The universe doesn't reward good or bad. It responds to energy, speed and internal resistance. Just like fire burns the same whether you're a saint or a sinner, outcome follows how it's used, not who you are. And bad people feel regulated inside risk, pressure and conflict. And their nervous system feels safe taking action quickly. Bad people's subconscious mind expects things to work out so there's less guilt, self-doubt and anxiety to slow things down. And remember, the universe doesn't reward being good. It responds when belief, emotion and action align .
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Are you in your 40s or 50s and worried you’re falling behind? Here are 4 no BS things you should do today?

If you're in your 40s or 50s and feel like you're behind with money, then these are the five no BS things that you need to do right now coming from a 37-year-old self-made millionaire and former public school teacher. 

One, you need to get rid of your fixed and broke mindset and adopt a  growth mindset instead because you still have time. These are the books I recommend because they changed my life.

Two, you need to budget aggressively. Cut down on unnecessary expenses and increase your earned income even if it requires you to get a side hustle because you need to make up for lost time. These are the tools that will help you budget.
Three, immediately build an emergency fund in a high-yield savings account, not a regular one. These are my favorite ones, but you can use whatever you're most comfortable with or you can comment HYSA and I'll send you my links. 
Four, open and invest in a Roth IRA as soon as possible. If you're younger than 50, you can contribute up to $7,000 a year. If you're older, you can contribute up to $8,000. Stick with the S&P 500 and Dow 30.

This isn't the time for IPOs, meme stocks, penny stocks, or even cryptocurrencies. There's way too much risk. I'll leave five down below.

I hope this helped.
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