Skip to main content

Bila 40-49 Tahun bermula Fasa Senyap Hidup

 Fasa Senyap
Post a Comment

Are you in your 40s or 50s and worried you’re falling behind? Here are 4 no BS things you should do today?

If you're in your 40s or 50s and feel like you're behind with money, then these are the five no BS things that you need to do right now coming from a 37-year-old self-made millionaire and former public school teacher. 

One, you need to get rid of your fixed and broke mindset and adopt a  growth mindset instead because you still have time. These are the books I recommend because they changed my life.

Two, you need to budget aggressively. Cut down on unnecessary expenses and increase your earned income even if it requires you to get a side hustle because you need to make up for lost time. These are the tools that will help you budget.
Three, immediately build an emergency fund in a high-yield savings account, not a regular one. These are my favorite ones, but you can use whatever you're most comfortable with or you can comment HYSA and I'll send you my links. 
Four, open and invest in a Roth IRA as soon as possible. If you're younger than 50, you can contribute up to $7,000 a year. If you're older, you can contribute up to $8,000. Stick with the S&P 500 and Dow 30.

This isn't the time for IPOs, meme stocks, penny stocks, or even cryptocurrencies. There's way too much risk. I'll leave five down below.

I hope this helped.
Labels:

Comments

Post a Comment

Popular posts from this blog

Bila Usia 40

RT
Post a Comment
Read more

Kenapa Doa Masih Tidak Termakbul

"Kenapa Doa Masih Tidak Termakbul" Hari ini abam betul bersyukur kerana Allah menggerakkan hati abam dan kaki abam untuk masuk kedalam masjid setelah selesai solat maghrib.. Dalam tgh mencari ruang solat didalam perkarangan masjid, abam terdengar suara bayan didalam bahasa Nusantara.. Bayan yang disampaikan oleh Ustadz Ariful Bahri....  Ustadz Ariful Bahri adalah pendakwah yang berasal Indonesia yang menjadi pengisi kajian resmi di Masjid Nabawi Sejak dari tahun 2019 lagi...  Satu perkara yang sangat menarik perhatian abam.. apabila disebutkan bahawa, antara sebab doa kita tidak dimakbulkan oleh Allah.. Bukan kerana Allah tidak mendengar, tetapi kerana kita masih menyimpan banyak dosa sesama manusia, dimana masih ada dosa menyakiti hati orang, menzalimi, mengambil hak orang lain. Selagi perkara ini tidak diselesaikan, doa kita tidak akan dikhabulkan.. malah kita akan diazab...  Perkara yang kedua yang sangat penting ialah tentang cara kita berdoa... Kita banyak berdoa, t...
Post a Comment
Read more

MY ADVICE TO MY SON, MY DAUGHTER & YOUTHS

1. Your control of your sexual urges will be the reason you are either successful or a failure. 2. Porn and masturbation is the greatest killer of success. It stunt and destroy your brain. 3. Avoid drinking alcohol like a camel drinking water. Nothing worse than losing your senses and acting a fool. 4. Keep your standards high and don't settle for something because it's available. 5. If you find someone smarter than you, work with them, don't compete. 6. No one is coming to save your problems. Your life's 100% is your responsibility. 7. You shouldn't take advice from people who are not where you want to be in life. 8. Find new ways to make money. Make money and ignore the jokers who mocks and make fun of you. 9. You don't need 100 self-help books, all you need is action and self discipline. Be disciplined! 10. Avoid drugs. Avoid weed. 11. Learn skills on YouTube not wasting your time consuming shitty content on Netflix. 12. No one cares about you. So stop being ...
Post a Comment
Read more